Final Expense (Whole Life)

SEANC now offers two Final Expense/Whole Life insurance policies to members by Mass Mutual and Gerber Life. Final expense insurance is a type of whole life insurance designed to cover medical bills and funeral expenses when you pass. A final expense policy is also known as burial or funeral insurance and is popular with seniors.


A MassMutual Whole Life Insurance policy provides lifetime coverage at a set premium, builds cash value from which you can borrow1, and pays a death benefit to your loved ones. MassMutual has been helping people build better financial futures for more than 167 years and is a trusted leader with financial strength ratings among the highest of any company.2

Gerber Life

A Gerber Life Guaranteed Life policy is a whole life insurance policy that enables you to purchase life insurance protection in your later years (age 50 to 80), so your family members won’t have to take on the responsibility of covering any costly final expenses when you’re gone. With the cost of a funeral averaging over $7,0001 and Social Security providing a one-time death payment of only $2553 (if you qualify), your family could be left with a large funeral bill and other final expenses. This plan offers coverage up to $25,000, which will help make life a little easier for your family at a time when they may need it most.