State employees will not receive paychecks until Dec. 31 this year

Last year marked a change for the December pay period shift which may have disrupted your financial plans; this year SECU is continuing to offer a low-interest loan exclusively to state employees to help cover your bills and expenses.

• Get up to $1,000 at 5.00% APR — a loan designed exactly for you
• Repayable over six months
• Apply between December 10-30, 2025
• You can apply online in Member Access or in SECU Mobile App. Enter “December” in the comments

Not an SECU member? Eligible state employees can join today and apply for the loan. For more information or to apply, call the SECU Lending Contact Center: (844) 296-4831.

APR = Annual Percentage Rate. APR is your cost over the loan term expressed as a rate. Payment Example: A loan amount of $1,000 for a 6-month term at 5.00% has 5 monthly payments of $169 and one final payment of $168.33. To be eligible for this discount, members must be a current full-time employee of the state of North Carolina (including public school employees) and members’ state payroll of the Department of State Treasurer must be on direct deposit with SECU (if on partial direct deposit, total monthly direct deposit amount must be $500 or greater). Additional terms and conditions apply.